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Deposit Match; Earn Up to 8% on Your Deposits When You Move Your Assets to OKX

On 1 July 2026, a major deadline comes up and is affecting crypto users across Europe. After that date, any exchange without a valid EU licence under the Markets in Crypto-Assets Regulation (MiCA) must legally stop serving customers in the European Economic Area (EEA). If your exchange isn't licensed, your access to trading, withdrawals, and support could be cut off, sometimes with very little notice.

The good news: moving your assets to a MiCA-licensed exchange doesn't just protect you. Right now, it can also earn you a bonus of up to 8% on what you deposit. OKX is running a deposit match campaign from 12 June 2026 to 13 July 2026, open to users in all 27 EU member states plus Iceland, Norway, and Liechtenstein.

TL;DR:

  • MiCA deadline: 1 July 2026. After this date, unlicensed exchanges must stop serving EEA users, leaving your funds inaccessible

  • OKX is fully MiCA-licensed and authorised to operate across all 30 EEA member states

  • This campaign is exclusively available to users residing in one of the 27 EU member states, or in Iceland, Norway, or Liechtenstein (EEA member states)

  • In-app only: download the OKX app to get started

  • The deposit match campaign runs 12 June 2026, 14:00 GMT+2 – 13 July 2026, 14:00 GMT+2, giving you a full month to join

  • Both crypto and cash (fiat) deposits count toward the match

  • Deposit as little as $10 to qualify; earn up to 8% on deposits up to $500,000

  • Rewards paid out in USDC over 52 weeks, starting one week after the campaign closes

  • Full campaign terms and conditions apply. Check the OKX app for details before participating

What Is the MiCA Deadline and Why Does It Affect You?

MiCA (the Markets in Crypto-Assets Regulation) is the EU's new legal framework for crypto exchanges. Every exchange serving users in the EEA must hold a valid MiCA license to continue operating. The deadline for existing exchanges to obtain that license is 1 July 2026.

This matters to you as a user because of what can happen after that date if your exchange doesn't make the cut:

  • Your withdrawals could be frozen. When an exchange shuts down EU operations, it often suspends withdrawals during the wind-down process, sometimes for weeks.

  • You might get very little warning. Some exchanges might notify affected users with as little as 24 to 48 hours before restricting accounts.

  • Customer support may stop responding. Platforms exiting a market typically scale down or redirect support resources away from departing users.

  • There's no safety net. Crypto held on an unregulated exchange is not protected by any EU deposit guarantee scheme. If the platform runs into trouble during a wind-down, there is no government-backed protection for your funds.

The time to act is before 1 July, not after. Moving your crypto to a licensed exchange while you still have full, uninterrupted access to your funds is the cleaner option. For more details on what the MiCA deadline means for users on unlicensed platforms, see Unregulated Crypto Exchanges in Europe: What Happens to Your Funds After 1 July 2026 and MiCA Deadline July 2026: What European Crypto Users Need to Do.

Why Is OKX a Safe Place to Move Your Funds?

A MiCA licence isn't a rubber stamp. It comes with concrete obligations that protect your money and your rights as a user.

Under MiCA, licensed exchanges are required to:

  • Keep your funds separate from company funds. The exchange cannot use your crypto or cash for its own operations.

  • Hold sufficient capital reserves. The platform must maintain reserves to cover its liabilities to customers.

  • Be transparent about the assets they offer. Licensed exchanges must publish regulated disclosures for each crypto asset on their platform.

  • Answer to a named EU regulator. For OKX in Europe, that's the Malta Financial Services Authority (MFSA).

OKX EUROPE LTD holds a full licence under MiCA and is authorised to serve users across all 27 EU member states plus Iceland, Norway, and Liechtenstein.

To learn more about what a regulated exchange means in practice, see How OKX Operates as a Regulated Crypto Exchange Under MiCA and Why MiCA-Regulated Exchanges Are Safer for European Users.

How does OKX protect your funds beyond MiCA?

OKX takes security further than the regulatory minimum. OKX Protect is a risk protection programme that provides an additional layer of coverage for users on the platform. OKX also publishes monthly Proof of Reserves : independently verifiable data confirming that OKX holds at least 1:1 backing for all customer assets at all times. Both are publicly accessible, so users can check for themselves rather than taking OKX's word for it.

What Is the OKX Deposit Match Promo and How Much Can You Earn?

Think of the deposit match as OKX's way of rewarding users who move their funds to a licensed platform. You're making the right move to transfer your funds to a MiCA licensed exchange, and OKX pays you a bonus in USDC for doing so.

You have a full month to join. The campaign runs from 12 June 2026 at 14:00 GMT+2 to 13 July 2026 at 14:00 GMT+2.

The bonus amount depends on how much you deposit:

Tier

Net Deposit

Bonus Rate

Max Reward

Payout Period

Tier 1

$10 – $10,000

5%

300 USDC

14 Jul 2026 – 29 Jun 2027

Tier 2

$10,001 – $100,000

6%

6,000 USDC

14 Jul 2026 – 29 Jun 2027

Tier 3

$100,001 – $500,000

8%

40,000 USDC

14 Jul 2026 – 29 Jun 2027

Both crypto and cash deposits count. Transferring BTC from another exchange, depositing ETH, or making a bank transfer in euros. All of it counts toward your net deposit total. Your tier is based on the USD equivalent of your net deposits during the campaign window.

How Are Bonus Payments Made?

OKX pays the bonus in 26 equal instalments over 52 weeks, one payment every two weeks, beginning approximately one week after the campaign closes. The payout window runs from 14 July 2026 to 29 June 2027.

Each installment equals 1/26 of your total earned reward. To make it concrete:

  • Deposit $5,000 (Tier 1, 5%) → earn 250 USDC total → receive ~9.62 USDC every two weeks

  • Deposit $50,000 (Tier 2, 6%) → earn 3,000 USDC total → receive ~115.38 USDC every two weeks

  • Deposit $200,000 (Tier 3, 8%) → earn 16,000 USDC total → receive ~615.38 USDC every two weeks

Trading during the payout period does not affect your reward. If the market drops, or you make a loss trading, your bonus payments continue unchanged. The only thing that reduces your reward is withdrawing the originally deposited funds during the 52-week payout period, including transfers to your OKX Pay account, which counts as withdrawals.

How Do You Join? Three Steps to Get Started

The OKX deposit match is an in-app-only campaign. You cannot opt in through the OKX website.

  1. Download the OKX app on iOS or Android, if you haven't already.

  2. Register and complete KYC (identity verification). This is a one-time requirement to use OKX.

  3. Opt in to the Deposit Match in the app, then make your first deposit of $10 or more in crypto or cash.

Once you've opted in and deposited, your bonus is locked in. Hold your balance through the payout period and OKX will distribute your rewards automatically, every two weeks.

Frequently Asked Questions

You can check the European Securities and Markets Authority (ESMA) public register, which lists all exchanges that have received a valid MiCA licence or a transitional authorisation from a national regulator. If your exchange is not on that list and hasn't publicly announced MiCA authorisation, you should consider moving your assets before 1 July 2026.

The campaign is open to users residing in one of the 27 EU member states, or in Iceland, Norway, or Liechtenstein. Availability may vary. Check the OKX app for the full list of eligible countries before opting in.

Yes. OKX counts crypto and fiat (cash) net deposits equally. Whether you transfer Bitcoin from another exchange, move USDC from a wallet, or deposit euros via bank transfer, it all counts toward your net deposit total and your tier placement.

No. Your deposit bonus is calculated on your net deposit at the end of the campaign, not on what your portfolio is worth afterward. Trading losses, liquidations, and price drops during the 52-week payout period do not reduce your bonus payments.

Any transfer of funds out of your OKX account during the payout period reduces your eligible net deposit amount. This includes crypto withdrawals to an external wallet, fiat withdrawals to a bank account, and transfers to your OKX Pay account. Trades within your OKX account do not count as withdrawals.

OKX Europe Ltd. is regulated by the Malta Financial Services Authority (MFSA) under MiCA. Under MiCA rules, OKX is required to keep client funds separate from company funds at all times. OKX also publishes monthly Proof of Reserves data : independently verifiable figures showing that customer assets are backed 1:1. You can check the latest reserve data at OKX Proof of Reserves. For additional user protections, see OKX Protect.

The campaign closes on 13 July 2026 at 14:00 GMT+2. Both your opt-in and your deposit must be completed before this time. You have a full month from 12 June 2026 to join.

Wyłączenie odpowiedzialności
Niniejsza treść ma charakter wyłącznie informacyjny i może obejmować produkty niedostępne w Twoim regionie. Nie ma na celu zapewnienia (i) porady inwestycyjnej lub rekomendacji inwestycyjnej; (ii) oferty lub zachęty do kupna, sprzedaży lub posiadania kryptowalut/aktywów cyfrowych lub (iii) doradztwa finansowego, księgowego, prawnego lub podatkowego. Posiadanie aktywów cyfrowych, w tym stablecoinów, wiąże się z wysokim stopniem ryzyka i może podlegać znacznym wahaniom. Musisz dokładnie rozważyć, czy handel lub posiadanie kryptowalut/aktywów cyfrowych jest dla Ciebie odpowiednie w świetle Twojej sytuacji finansowej. W przypadku pytań dotyczących konkretnej sytuacji skonsultuj się ze swoim doradcą prawnym, podatkowym lub specjalistą ds. inwestycji. Informacje (w tym dane rynkowe i informacje statystyczne, jeśli występują) zawarte w tym poście służą wyłącznie ogólnym celom informacyjnym. Podczas przygotowywania tych danych i wykresów dołożono należytej staranności, jednak nie ponosimy odpowiedzialności za żadne błędy lub pominięcia w niniejszym dokumencie.

© 2025 OKX. Niniejszy artykuł może być powielany lub rozpowszechniany w całości, a także można wykorzystywać jego fragmenty liczące do 100 słów, pod warunkiem że takie wykorzystanie ma charakter niekomercyjny. Każde powielanie lub rozpowszechnianie całego artykułu musi również zawierać wyraźne stwierdzenie: „Ten artykuł jest © 2025 OKX i jest używany za zgodą”. Dozwolone fragmenty muszą odnosić się do nazwy artykułu i zawierać przypis, na przykład „Nazwa artykułu, [nazwisko autora, jeśli dotyczy], © 2025 OKX”. Niektóre treści mogą być generowane lub wspierane przez narzędzia sztucznej inteligencji (AI). Nie są dozwolone żadne prace pochodne ani inne sposoby wykorzystania tego artykułu.

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